The beauty of Rule One is that you treat all your dollars the same, regardless of whether you plan to spend them now or in the future. Looking back has its uses, but if you’re trying to save money and get ahead, you need to assign some dollars to that job in your budget. YNAB’s first rule is meant to break this habit of looking back and create a new one of planning ahead. Most budgeting software functions more to track your spending, showing you where your money has already gone. The reason this is the first rule is that it helps you get intentional with your money, making sure you’re deciding where it will go before you spend it. This means that before you spend any money, you deliberately decide what to spend it on. The first rule of YNAB is to give every dollar a job. This column is hidden by default, show it using the + under the search box with an account tab selected.DOWNLOAD THE FREE GUIDE! Rule #1: Give Every Dollar a Job The importer will become unresponsive while processing, this is normal (expect 20-30 minutes per file - if it fails, GnuCash will die, this means your CSVs need to be split further).Īfter importing each CSV split by date, check the balances in GnuCash against the "Running Balance" column in YNAB for the date you've imported up to. Save your import profile, as the account matching takes a while. Starting with the earliest CSV, match up the columns as instructed. Use the File>Import>Import Transactions as CSV option in GnuCash.
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